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Make the Most of Electronic Payments
The simple, safe, and smart way to manage your money. (For over 35 years!)

Direct Deposit via ACH

Direct Deposit is the automatic deposit of all or part of your net pay into the financial institution of your choice. On payday, your employer produces a pay advice showing gross pay, payroll deductions, net pay and other information but you no longer need to take extra time from work to cash your paycheck.

Direct Deposit is the most widely used electronic payment.  More than 145 million Americans use Direct Deposit to receive their pay or government benefits. It's a simple, safe, and smart way to get paid.

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Frequently Asked Questions
How Direct Deposit Works 
Getting Started with Direct Deposit 


Direct Payment via ACH

Are you still paying by check?  Do you wish there was an easy way to sign up for Direct Payment?  Click here

Direct Payment is a simple, safe, and smart way to pay bills - from mortgage payments to newspaper subscriptions. If any of your recurring payments are automatically withdrawn from your checking or savings account, you're already using Direct Payment - a reliable, accurate, and confidential way to pay.

Benefits
Frequently Asked Questions 
How Direct Payment Works
Getting Started

Sign up with these companies now!
Enrollment instructions are right here on our website!
 

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Protect Your Financial Information!

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For years, writing checks was considered the safest way to send and receive payments, but every check you write has your name, address, and account number printed right on it. With an average of 8 people touching your checks during the clearing process, and identity theft on the rise, it’s time to reconsider the way you pay and get paid. Click here to read more.

  Protect Your Checking Account
  Simplify Your Financial Life
  Avoid Identity Theft
  


Fear of Electronic Banking

Those who are afraid or confused about banking electronically (using a debit card, the Internet, an ATM, telephone or similar device) could be missing out on some convenient, time-saving ways to handle their finances. But we can help you overcome your 'technophobia'.

Federal laws and rules may limit your liability for unauthorized transactions and set procedures for correcting errors. The Electronic Fund Transfer Act (EFTA) and the Federal Reserve Board's "Regulation E" offer consumer protections, especially if you report a problem to your financial institution within specified time periods. Click here to read more.


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Electronic payments and paperless statements are good for the environment too. By turning off the paper, you'll clear the clutter, improve account security and save time and money.

  
Green Calculator
  Environmental Statistics
  Life of a Paper Check 
  Think Green 
  'Pre-cycling' Saves 


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Direct Deposit is the safest way for seniors to receive Social Security and other federal benefit payments. Click here to sign up!


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FDIC:

Guard Against Internet Thieves
Identity Theft
Phishing Scams
Safe Internet Banking
When a Criminal's Cover is Your Identity

Federal Trade Commission:

Deter, Detect, and Defend: Avoid ID Theft
Take Charge: Fighting Back Against Identity Theft

US Financial Literacy and Education Commission:

MyMoney.gov 

  
 

 

 

 

 

 

 

 

 

Your Resource for Electronic Payments Information
T: (248) 688-9720  ·  F: (248) 688-9730  ·  E: info@thepaymentsauthority.org